:root{
  --bg:#07111f;
  --bg2:#0e1c34;
  --bg3:#13284d;
  --panel:rgba(255,255,255,.07);
  --panel2:rgba(255,255,255,.04);
  --line:rgba(255,255,255,.11);
  --text:#f6f9ff;
  --muted:#c1cee5;
  --blue:#8cb8ff;
  --cyan:#84f0dc;
  --gold:#ffd479;
  --pink:#f4a5ff;
  --shadow:0 18px 60px rgba(0,0,0,.24);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;background:linear-gradient(180deg,#07101d,#0a1325 35%,#081120);color:var(--text);line-height:1.65}
a{text-decoration:none;color:inherit}
img{max-width:100%}
.container{width:min(1180px,92%);margin:auto}
.topbar{position:sticky;top:0;z-index:40;background:rgba(5,10,20,.84);backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.07)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:16px 0;gap:18px}
.logo{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:.2px}
.logo-badge{width:38px;height:38px;border-radius:14px;background:linear-gradient(135deg,var(--blue),var(--cyan),var(--pink));box-shadow:0 10px 30px rgba(124,178,255,.3);position:relative;overflow:hidden}
.logo-badge::after{content:"$";position:absolute;inset:0;display:grid;place-items:center;font-weight:900;color:#05111f}
.nav nav{display:flex;gap:18px;flex-wrap:wrap}
.nav nav a{color:var(--muted);font-weight:600}
.nav nav a:hover{color:#fff}
.hero{padding:84px 0 56px;background:
  radial-gradient(circle at 82% 8%,rgba(124,178,255,.24),transparent 24%),
  radial-gradient(circle at 92% 18%,rgba(120,241,218,.14),transparent 18%),
  radial-gradient(circle at 10% 0%,rgba(244,165,255,.12),transparent 20%)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:999px;border:1px solid rgba(255,255,255,.1);background:rgba(255,255,255,.03);color:var(--cyan);font-size:.92rem}
.hero h1{font-size:clamp(2.2rem,5vw,4.35rem);line-height:1.02;margin:16px 0 18px;max-width:760px}
.lead{font-size:1.12rem;color:var(--muted);max-width:760px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0 18px}
.btn{display:inline-block;padding:14px 20px;border-radius:16px;font-weight:800;transition:transform .18s ease, box-shadow .18s ease}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:linear-gradient(135deg,var(--blue),#b8d2ff);color:#061120;box-shadow:0 12px 32px rgba(124,178,255,.25)}
.btn-secondary{border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.03)}
.notice{margin-top:18px;padding:16px 18px;border-left:4px solid var(--gold);background:rgba(255,212,121,.08);border-radius:14px;color:#f9f0d5}
.panel{background:linear-gradient(180deg,rgba(255,255,255,.055),rgba(255,255,255,.025));border:1px solid var(--line);border-radius:26px;box-shadow:var(--shadow)}
.hero-card{padding:18px;overflow:hidden;position:relative}
.hero-card::before{content:"";position:absolute;inset:auto -20% -25% auto;width:320px;height:320px;background:radial-gradient(circle,rgba(132,240,220,.18),transparent 60%)}
.metric-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.metric{padding:18px;border-radius:18px;background:rgba(255,255,255,.035);border:1px solid rgba(255,255,255,.06)}
.metric strong{display:block;font-size:1.02rem;margin-bottom:6px}
.metric span{display:block;color:var(--muted);font-size:.95rem}
.section{padding:70px 0}
.section.alt{background:linear-gradient(180deg,#0b1528,#081120)}
.section-head{display:flex;justify-content:space-between;gap:20px;align-items:end;margin-bottom:26px;flex-wrap:wrap}
.section-head h2,.section-head h1{font-size:clamp(1.7rem,3.5vw,2.8rem);margin:0}
.section-head p{margin:0;color:var(--muted);max-width:760px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{padding:22px;border-radius:22px;background:linear-gradient(180deg,rgba(255,255,255,.055),rgba(255,255,255,.02));border:1px solid var(--line);box-shadow:var(--shadow);transition:transform .18s ease,border-color .18s ease}
.card:hover{transform:translateY(-3px);border-color:rgba(124,178,255,.45)}
.card .tag{display:inline-block;padding:5px 10px;border-radius:999px;background:rgba(120,241,218,.09);color:var(--cyan);font-size:.82rem;margin-bottom:12px}
.card h3{margin:0 0 10px;font-size:1.12rem;line-height:1.3}
.card p{margin:0;color:var(--muted)}
.badge-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px}
.badge{padding:8px 12px;border-radius:999px;background:rgba(255,255,255,.05);color:var(--muted);border:1px solid rgba(255,255,255,.08);font-size:.9rem}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:26px;align-items:start}
.info-box{padding:24px}
.info-box ol,.info-box ul{padding-left:18px;color:var(--muted)}
.info-box li{margin:10px 0}
.prose{max-width:900px}
.prose h1{font-size:clamp(2rem,4vw,3.25rem);line-height:1.08;margin-bottom:10px}
.prose h2{margin-top:30px;font-size:1.45rem}
.prose p,.prose li{color:var(--muted)}
.breadcrumbs{margin-bottom:20px;color:var(--muted);font-size:.95rem}
.breadcrumbs a{color:#dfe9ff}
.callout{padding:18px 20px;border-radius:18px;background:rgba(124,178,255,.1);border:1px solid rgba(124,178,255,.2);margin:18px 0;color:#e9f2ff}
.warning{padding:18px 20px;border-radius:18px;background:rgba(255,212,121,.09);border:1px solid rgba(255,212,121,.22);margin:18px 0;color:#fff6da}
.related-links{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:26px}
.searchbar{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin:18px 0 24px}
.searchbar input,.searchbar select,.contact-card input,.contact-card textarea{padding:14px 16px;border-radius:16px;border:1px solid rgba(255,255,255,.1);background:#0d1830;color:var(--text);min-width:230px}
.contact-card textarea{min-height:140px;width:100%;resize:vertical}
.kicker{color:var(--gold);font-weight:700;letter-spacing:.02em;text-transform:uppercase;font-size:.82rem}
.faq details{margin:12px 0;padding:16px 18px;border-radius:16px;border:1px solid rgba(255,255,255,.08);background:rgba(255,255,255,.03)}
.faq summary{cursor:pointer;font-weight:700}
.stats-band{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:28px}
.stats-band .metric{background:rgba(255,255,255,.04)}
.footer{padding:32px 0;background:#050a14;border-top:1px solid rgba(255,255,255,.07)}
.footer-grid{display:grid;grid-template-columns:1.2fr .7fr .7fr;gap:24px}
.footer-grid p,.footer-grid a{color:var(--muted)}
.footer-grid a{display:block;margin:7px 0}
.disclaimer{font-size:.92rem;color:var(--muted)}
.hero-visual{display:grid;gap:16px}
.finance-graphic{position:relative;padding:26px;min-height:500px;background:
 linear-gradient(180deg,rgba(255,255,255,.07),rgba(255,255,255,.02)),
 radial-gradient(circle at 12% 12%,rgba(124,178,255,.18),transparent 26%),
 radial-gradient(circle at 88% 18%,rgba(244,165,255,.12),transparent 16%),
 radial-gradient(circle at 60% 90%,rgba(132,240,220,.12),transparent 18%);
 overflow:hidden}
.graphic-top{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:18px}
.graphic-pill{display:inline-flex;align-items:center;gap:8px;padding:10px 14px;border-radius:999px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.08);font-weight:700}
.graphic-map{height:170px;border-radius:24px;background:
 linear-gradient(180deg,rgba(255,255,255,.04),rgba(255,255,255,.015)),
 url("hero-finance.svg") center/cover no-repeat;
 border:1px solid rgba(255,255,255,.07)}
.glass-strip{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px;margin-top:14px}
.glass-stat{padding:16px;border-radius:18px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08)}
.glass-stat strong{display:block;font-size:1.1rem}
.glass-stat span{display:block;color:var(--muted);font-size:.9rem}
.mini-cards{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:16px}
.mini-card{padding:16px;border-radius:20px;background:rgba(7,17,31,.46);border:1px solid rgba(255,255,255,.08)}
.icon-bubble{width:40px;height:40px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,rgba(124,178,255,.25),rgba(132,240,220,.18));margin-bottom:12px;font-size:1.1rem}
.contact-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:24px;align-items:start}
.contact-card{padding:24px}
.contact-list{display:grid;gap:12px;margin-top:18px}
.contact-item{padding:16px;border-radius:18px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08)}
.address-strong{font-style:normal}
.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.big-cta{padding:28px;border-radius:28px;background:linear-gradient(135deg,rgba(124,178,255,.12),rgba(132,240,220,.08));border:1px solid rgba(255,255,255,.08)}
.big-cta h2{margin-top:0}
@media (max-width:1000px){.hero-grid,.two-col,.footer-grid,.contact-grid{grid-template-columns:1fr}.grid-4{grid-template-columns:repeat(2,1fr)}.grid-3,.related-links,.stats-band,.trust-grid{grid-template-columns:1fr 1fr}}
@media (max-width:680px){.nav{flex-direction:column;align-items:flex-start}.grid-4,.grid-3,.related-links,.metric-grid,.stats-band,.glass-strip,.mini-cards,.trust-grid{grid-template-columns:1fr}.hero{padding:64px 0 44px}.section{padding:54px 0}.searchbar input,.searchbar select,.contact-card input{width:100%}}